Personal Umbrella

Let us help you protect your financial future.

Most people spend a lifetime building a secure financial future.

But just one lawsuit can change everything. Without adequate personal access liability coverage, your assets are at risk.

Manry Rawls Personal Insurance Consultants specialize in personal excess liability insurance and understand the importance of this coverage in your insurance portfolio. Our specialists carefully consider your potential risks and design comprehensive coverage programs. Manry Rawls advisors can provide you with a level of financial protection and personalized service not available from many other agents.

Consider these real scenarios:

  1. A man trips and falls on a paving stone, suffering a knee injury and chronic pain. He sues the homeowner for $2.5 million.

  2. An automobile accident results in injuries that render an 18-year old a quadriplegic. The award settlement is $2,980,000.

  3. Victims of identity theft spend hundreds of hours and thousands of dollars to clear their names.

How much do you have to lose?

Personal excess liability coverage protects individuals from a covered claim brought against them for bodily injury, personal injury or property damage. It is an important layer of protection that prevents an individual from incurring a devastating financial loss in the event of a legal settlement against them.

The most common question individuals ask is “how much coverage do I need?” The amount of excess liability coverage you choose should be based upon your potential risks, the legal environment, the physical assets involved and your personal net worth. Contact a Manry Rawls Personal Insurance Consultant for more information.

Our clients are our friends, neighbors and partners. That’s why we take a special interest in protecting them.

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  • Ask us a question.

Get in Touch

Our regular office hours are: Monday-Friday : 8:30am - 5pm


430 S Main ST
Emporia, VA

(434) 634-6131


22319 Main St
Courtand, VA

(757) 653-2413


301 N Main St 
Franklin, VA

(757) 562-6131


1801 S Church St, Suite 1
Smithfield, VA

(757) 304-6160


703 E Blvd.
Williamston, NC

(252) 792-2426
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