Frequently Asked Questions

If I get a speeding ticket, will it affect my insurance premium?

Yes, your driving record is what determines the rate the company will charge for the insurance.

Do I have hurricane coverage under my homeowners policy?

Yes, there is wind coverage under the standard Homeowners. However, in some states, when property is located on the coast, wind can be excluded from the policy and re-purchased through the Wind Pool.

Why does my credit affect the rate I pay for insurance?

Most insurance companies have gone to insurance scoring and the credit is one criteria used. Statistics show that people who are responsible about paying their bills, will be responsible with their insurance – their homes and operating vehicles.

Our clients are our friends, our neighbors, and our partners. That’s why we take a special interest in protecting them.

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Get in Touch

Our regular office hours are: Monday-Friday : 8:30am - 5pm


151 Baker St
Emporia, VA

(434) 634-6131


22319 Main St
Courtand, VA

(757) 653-2413


301 N Main St 
Franklin, VA

(757) 562-6131


5 Roberts Ave
Windsor, VA

(757) 242-6112


1809 S Church St, #304
Smithfield, VA

(757) 304-6160


703 E Blvd.
Williamston, NC

(252) 792-2426
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